Terms and Conditions
ELIGIBILITY AND ACCEPTANCE
THESE TERMS AND CONDITIONS ARE ENTERED INTO BY AND BETWEEN YOU AND UNBANKED | ONE WORLD PROJECT LTD. (“UNBANKED | ONE WORLD PROJECT LTD,” “WE,” OR “US”).
THE FOLLOWING TERMS AND CONDITIONS, TOGETHER WITH ANY DOCUMENTS THEY EXPRESSLY INCORPORATE BY REFERENCE (COLLECTIVELY, “TERMS OF SERVICE”), GOVERN ACCESS TO AND USE OF OUR SERVICES, WHETHER AS A GUEST OR A REGISTERED USER. “SERVICES” REFERS TO THE UNBANKED | ONE WORLD PROJECT LTD DAO, COMMUNITY LENDING PLATFORM, SOCIAL MEDIA CONTENT, WEBSITES, DISCORD CONTENT, TOOLS, APPS, FUNCTIONALITY, AND OTHER SERVICES.
PLEASE READ THE TERMS OF SERVICE CAREFULLY BEFORE YOU BEGIN USING THE SERVICES. BY USING THE SERVICES OR BY CLICKING TO ACCEPT OR AGREE TO THE TERMS OF SERVICE WHEN THIS OPTION IS MADE AVAILABLE TO YOU, YOU ACCEPT AND AGREE TO BE BOUND AND ABIDE BY THESE TERMS OF SERVICE AND BY OUR PRIVACY POLICY, INCORPORATED HEREIN BY REFERENCE. IF YOU WISH TO DECLINE THESE TERMS OF SERVICE, YOU MUST NOT ACCESS OR USE THE SERVICES. THE SERVICES ARE OFFERED AND AVAILABLE ONLY TO USERS WHO ARE 18 YEARS OF AGE OR OLDER. BY USING THE SERVICES, YOU REPRESENT AND WARRANT THAT YOU ARE OF LEGAL AGE TO FORM A BINDING CONTRACT WITH UNBANKED | ONE WORLD PROJECT LTD, ARE NOT ASSOCIATED WITH COMPANIES PROVIDING SIMILAR SERVICES, AND MEET ALL OF THE FOREGOING ELIGIBILITY REQUIREMENTS. IF YOU DO NOT MEET ALL OF THESE REQUIREMENTS, YOU MUST NOT ACCESS OR USE THE SERVICES.
2. UPDATES TO THE TERMS OF SERVICE
WE MAY REVISE AND UPDATE THESE TERMS OF SERVICE AT OUR SOLE DISCRETION. ALL DECISIONS REGARDING DAO CHANGES WILL BE SUBJECT TO A 67% VOTE APPROVAL BY THE DAO HOLDERS. ALL CHANGES ARE EFFECTIVE IMMEDIATELY WHEN WE POST THEM, OR WHEN THE DAO INACTS THEM, AND APPLY TO ALL ACCESS TO AND USE OF THE SERVICES THEREAFTER. HOWEVER, ANY CHANGES TO THE DISPUTE RESOLUTION PROVISIONS SET OUT IN GOVERNING LAW AND JURISDICTION WILL NOT APPLY TO ANY DISPUTES FOR WHICH THE PARTIES HAVE ACTUAL NOTICE BEFORE THE DATE OF CHANGE POSTED ON THE WEBSITE. YOUR CONTINUED USE OF THE SERVICES FOLLOWING THE POSTING OF REVISED TERMS OF SERVICE MEANS THAT YOU ACCEPT AND AGREE TO THE CHANGES. YOU ARE EXPECTED TO CHECK THIS PAGE FROM TIME TO TIME SO YOU ARE AWARE OF ANY CHANGES, AS THEY ARE BINDING AND APPLICABLE TO YOU.
3. ACCESSING THE SERVICES, ACCOUNT REGISTRATION, AND SECURITY
WE RESERVE THE RIGHT TO INTRODUCE, WITHDRAW OR AMEND WEBSITES AND ANY CONTENT, MATERIAL, PRODUCT OFFERING OR OTHER SERVICES, IN OUR SOLE DISCRETION WITHOUT NOTICE. WE WILL NOT BE LIABLE IF, FOR ANY REASON, ALL OR ANY PART OF THE SERVICES ARE UNAVAILABLE FOR ANY PERIOD OF TIME OR IF THE SERVICES ARE SUSPENDED INDEFINITELY OR PERMANENTLY DISABLED. FROM TIME TO TIME, WE MAY RESTRICT ACCESS TO SOME PARTS OF THE SERVICES OR THE ENTIRE SERVICES, TO USERS, INCLUDING REGISTERED USERS, BUT WILL GIVE NOTIFICATION VIA THE #ANNOUNCEMENT SECTION OF DISCORD AND ALSO ACROSS OUR SOCIAL MEDIA CHANNELS. YOU ARE RESPONSIBLE FOR MAKING ALL ARRANGEMENTS NECESSARY FOR YOUR CONTINUED ACCESS TO THE SERVICES.
TO ACCESS THE SERVICES OR SOME OF UNBANKED | ONE WORLD PROJECT LTD’S PURCHASER-ONLY RESOURCES, YOU MAY BE ASKED TO PROVIDE REGISTRATION DETAILS OR OTHER INFORMATION. FOR ACCESS TO THE DAO, A PROXY WILL BE REQUIRED TO HOLD YOUR DETAILS, NOT FOR TAXATION PURPOSES, BUT TO ENSURE THAT WE CAN TRACK OUR DAO HOLDER ENGAGEMENT FOR MERITOCRACY AND FOR AUTOMATIC PAYOUTS AND DISPUTE RESOLUTION. IT IS A CONDITION OF YOUR USE OF THE SERVICES THAT ALL THE INFORMATION YOU PROVIDE TO ACCESS THE SERVICES IS CORRECT, CURRENT, AND COMPLETE. YOU AGREE THAT ALL INFORMATION YOU PROVIDE TO REGISTER FOR THESE SERVICES OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, THE USE OF ANY PURCHASER-ONLY FEATURES, IS GOVERNED BY OUR PRIVACY POLICY. YOU CONSENT TO ALL ACTIONS WE TAKE WITH RESPECT TO YOUR INFORMATION, CONSISTENT WITH OUR PRIVACY POLICY.
IF YOU CHOOSE, OR ARE PROVIDED WITH, A USERNAME, PASSWORD, OR ANY OTHER INFORMATION AS PART OF OUR SECURITY PROCEDURES, YOU MUST TREAT SUCH INFORMATION AS CONFIDENTIAL AND YOU ARE NOT PERMITTED TO DISCLOSE IT TO ANY OTHER PERSON OR ENTITY. YOU PROVIDE ADDITIONAL ACKNOWLEDGEMENT THAT YOUR ACCOUNT IS PERSONAL TO YOU AND AGREE NOT TO PROVIDE ANY OTHER PERSON OR ENTITY, INSTITUTION OR COMPANY WITH ACCESS TO THE SERVICES OR PORTIONS OF THEM USING YOUR USERNAME, PASSWORD, OR ANY OTHER SECURITY INFORMATION, INCLUDING OTHER PERSONS, ENTITIES ASSOCIATED WITH YOUR BUSINESS. YOU AGREE TO NOTIFY US IMMEDIATELY OF ANY UNAUTHORIZED ACCESS TO OR USE OF YOUR USERNAME OR PASSWORD, OR ANY OTHER BREACH OF SECURITY.
IF YOU ARE USING A PUBLIC OR SHARED COMPUTER, YOU ALSO AGREE TO ENSURE THAT YOU EXIT FROM YOUR ACCOUNT AT THE END OF EACH SESSION. YOU PROVIDE ADDITIONAL ACKNOWLEDGEMENT THAT YOU ARE RESPONSIBLE FOR USING CAUTION WHEN ACCESSING YOUR ACCOUNT FROM A PUBLIC OR SHARED COMPUTER, SO THAT OTHERS ARE NOT ABLE TO VIEW OR RECORD YOUR PASSWORD OR OTHER PERSONAL INFORMATION. WE HAVE THE RIGHT TO DISABLE ANY USERNAME, PASSWORD, OR OTHER IDENTIFIER, WHETHER CHOSEN BY YOU OR PROVIDED BY US, AT ANY TIME, IF WE BELIEVE YOU HAVE VIOLATED ANY PROVISION OF THESE TERMS OF SERVICE.
4. INTELLECTUAL PROPERTY
THE SERVICES AND THEIR ENTIRE CONTENTS, FEATURES, AND FUNCTIONALITY (INCLUDING, BUT NOT LIMITED TO: ALL INFORMATION, SOFTWARE, TEXT, DISPLAYS, IMAGES, VIDEO AND AUDIO, THE DESIGN, SELECTION, AND ARRANGEMENT THEREOF) ARE OWNED BY UNBANKED | ONE WORLD PROJECT LTD, ITS LICENSORS, OR OTHER PROVIDERS OF SUCH MATERIAL AND ARE PROTECTED BY UNITED STATES AND INTERNATIONAL COPYRIGHT, TRADEMARK, PATENT, TRADE SECRET, AND OTHER INTELLECTUAL PROPERTY OR PROPRIETARY RIGHTS LAWS. WE GRANT YOU A LIMITED, PERSONAL, NON-EXCLUSIVE, AND NON-TRANSFERABLE LICENSE TO ACCESS AND USE THE SERVICES ONLY AS EXPRESSLY PERMITTED IN THESE TERMS OF SERVICE.
YOU MUST NOT REPRODUCE, DISTRIBUTE, LICENSE, SELL, MODIFY, CREATE DERIVATIVE WORKS OF, PUBLICLY DISPLAY, PUBLICLY PERFORM, REPUBLISH, BROADCAST, DOWNLOAD, STORE, OR TRANSMIT ANY OF THE MATERIAL ACCESSIBLE USING OUR SERVICES, EXCEPT AS FOLLOWS:
❖ YOUR COMPUTER MAY TEMPORARILY STORE COPIES OF SUCH MATERIALS IN RAM INCIDENTAL TO YOUR ACCESSING AND VIEWING THOSE MATERIALS.
❖ YOU MAY STORE FILES THAT ARE AUTOMATICALLY CACHED BY YOUR WEB BROWSER FOR DISPLAY ENHANCEMENT PURPOSES.
❖ YOU MAY PRINT ONE COPY OF A REASONABLE NUMBER OF PAGES OF THE SERVICES FOR YOUR OWN PERSONAL, NON-COMMERCIAL USE AND NOT FOR FURTHER REPRODUCTION, PUBLICATION, OR DISTRIBUTION.
❖ IF WE PROVIDE SOCIAL MEDIA OR OTHER INTERACTIVE FEATURES WITH CERTAIN CONTENT, YOU MAY TAKE SUCH ACTIONS AS ARE ENABLED BY SUCH FEATURES.
YOU ARE NOT PERMITTED TO:
❖ MODIFY COPIES OF ANY MATERIALS OF THE SERVICES EXCEPT AS EXPRESSLY PERMITTED BY THESE TERMS AND CONDITIONS.
❖ DELETE OR ALTER ANY COPYRIGHT, TRADEMARK, OR OTHER PROPRIETARY RIGHTS NOTICES FROM COPIES OF MATERIALS FROM THIS SITE.
IF YOU PRINT, COPY, MODIFY, DOWNLOAD, OR OTHERWISE USE OR PROVIDE ANY OTHER PERSON, ENTITY, OR INSTITUTION WITH ACCESS TO ANY PART OF THE SERVICES IN BREACH OF THE TERMS OF SERVICE, YOUR RIGHT TO USE THE SERVICES WILL IMMEDIATELY CEASE AND YOU MUST, AT OUR DISCRESSION, RETURN OR DESTROY ANY COPIES OF THE MATERIALS YOU HAVE MADE. NO RIGHT, TITLE, OR INTEREST IN OR TO THE SERVICES, OR ANY CONTENT ON THE SERVICES IS TRANSFERRED TO YOU AND ALL RIGHTS NOT EXPRESSLY GRANTED ARE RESERVED BY UNBANKED | ONE WORLD PROJECT LTD.
ANY USE OF THE SERVICES NOT EXPRESSLY PERMITTED BY THESE TERMS OF SERVICE IS A BREACH OF THESE TERMS OF SERVICE AND MAY VIOLATE COPYRIGHT, TRADEMARK, AND OTHER LAWS. THE UNBANKED | ONE WORLD PROJECT LTD NAME, MARKS INCLUDING THE UNBANKED | ONE WORLD PROJECT LTD LOGOS AND ALL RELATED NAMES, LOGOS, PRODUCT AND SERVICE NAMES, DESIGNS, AND SLOGANS ARE TRADEMARKS OF UNBANKED | ONE WORLD PROJECT LTD. YOU MUST NOT USE SUCH MARKS WITHOUT THE EXPRESSED WRITTEN CONSENT OF UNBANKED | ONE WORLD PROJECT LTD. ALL OTHER NAMES, LOGOS, PRODUCT AND SERVICE NAMES, DESIGNS, AND SLOGANS THAT MAY APPEAR IN THE SERVICES ARE THE TRADEMARKS OF THEIR RESPECTIVE OWNERS.
5. PROHIBITED USE
YOU MAY USE THE SERVICES ONLY FOR LAWFUL PURPOSES AND IN ACCORDANCE WITH THESE TERMS OF SERVICE.
YOU AGREE NOT TO USE THE SERVICES:
❖ IN ANY WAY THAT COMPETES WITH OUR BUSINESS.
❖ IN ANY WAY THAT VIOLATES ANY APPLICABLE FEDERAL, STATE, LOCAL, INTERNATIONAL LAW OR REGULATION (INCLUDING, WITHOUT LIMITATION, ANY LAWS REGARDING THE EXPORT OF DATA OR SOFTWARE TO AND FROM THE US OR OTHER COUNTRIES).
❖ TO KNOWINGLY SEND, RECEIVE, UPLOAD, DOWNLOAD, USE, OR RE-USE ANY MATERIAL THAT DOES NOT COMPLY WITH THE CONTENT STANDARDS SET FORTH IN THESE TERMS OF SERVICE.
❖ TO TRANSMIT OR PROCURE THE SENDING OF ANY MASS ADVERTISING OR PROMOTIONAL MATERIAL, INCLUDING ANY “JUNK MAIL”, “CHAIN LETTER”, “SPAM”, OR ANY OTHER SIMILAR SOLICITATION.
❖ TO IMPERSONATE OR ATTEMPT TO IMPERSONATE UNBANKED | ONE WORLD PROJECT LTD, ANY UNBANKED | ONE WORLD PROJECT LTD EMPLOYEE, ANOTHER USER, OR ANY OTHER PERSON OR ENTITY (INCLUDING, WITHOUT LIMITATION, BY USING EMAIL ADDRESSES OR USERNAMES ASSOCIATED WITH ANY OF THE FOREGOING).
❖ TO ENGAGE IN ANY OTHER CONDUCT THAT RESTRICTS OR INHIBITS ANYONE’S USE OR ENJOYMENT OF THE SERVICES, OR WHICH, AS DETERMINED BY US, MAY HARM UNBANKED | ONE WORLD PROJECT LTD OR USERS OF THE SERVICES OR EXPOSE THEM TO LIABILITY.
❖ USE THE SERVICES IN ANY MANNER THAT COULD DISABLE, OVERBURDEN, DAMAGE, OR IMPAIR THE SITE OR INTERFERE WITH ANY OTHER PARTY’S USE OF THE SERVICES, INCLUDING THEIR ABILITY TO ENGAGE IN REAL TIME ACTIVITIES THROUGH THE SERVICES.
❖ USE ANY ROBOT, SPIDER, OR OTHER AUTOMATIC DEVICE, PROCESS, OR MEANS TO ACCESS THE SERVICES FOR ANY PURPOSE, INCLUDING MONITORING OR COPYING ANY OF THE MATERIAL ON THE SERVICES.
❖ USE ANY MANUAL PROCESS TO MONITOR OR COPY ANY MATERIAL OF THE SERVICES, OR FOR ANY OTHER PURPOSE NOT EXPRESSLY AUTHORIZED IN THESE TERMS OF SERVICE, WITHOUT OUR EXPRESSED WRITTEN CONSENT.
❖ USE ANY DEVICE, SOFTWARE, OR ROUTINE THAT INTERFERES WITH OR INHIBITS THE PROPER FUNCTION OF THE SERVICES.
❖ INTRODUCE ANY VIRUSES, TROJAN HORSES, WORMS, LOGIC BOMBS, OR OTHER MATERIAL THAT IS MALICIOUS OR TECHNOLOGICALLY HARMFUL.
❖ ATTEMPT TO GAIN UNAUTHORIZED ACCESS TO, INTERFERE WITH, DAMAGE, OR DISRUPT ANY PARTS OF THE SERVICES, THE SERVER ON WHICH THE SERVICES IS STORED, OR ANY SERVER, COMPUTER, OR DATABASE CONNECTED TO THE SERVICES.
❖ ATTACK THE SERVICES VIA A DENIAL-OF-SERVICE ATTACK OR DISTRIBUTED DENIAL-OF-SERVICE ATTACK.
❖ OTHERWISE ATTEMPT TO INTERFERE WITH THE PROPER WORKING OF THE SERVICES.
6. USER SUBMISSIONS
THE SERVICES MAY, NOW OR IN THE FUTURE, CONTAIN INTERACTIVE FEATURES (COLLECTIVELY, “INTERACTIVE SERVICES”) THAT ALLOW USERS TO POST, SUBMIT, PUBLISH, DISPLAY, OR TRANSMIT TO OTHER USERS OR PERSONS, OR OTHERWISE PROVIDE (HEREINAFTER, “POST”), CONTENT, MATERIALS OR OTHER DATA (COLLECTIVELY, “USER SUBMISSIONS”) ON, TO OR THROUGH THE SERVICES. ALL USER SUBMISSIONS MUST COMPLY WITH THE CONTENT STANDARDS SET OUT IN THESE TERMS OF SERVICE. ANY USER SUBMISSION YOU POST THROUGH THE SERVICES WILL BE CONSIDERED NON-CONFIDENTIAL AND NON-PROPRIETARY. BY PROVIDING ANY USER SUBMISSION, YOU GRANT US, OUR AFFILIATES AND SERVICE PROVIDERS, AND EACH OF THEIR AND OUR RESPECTIVE LICENSEES, SUCCESSORS, AND ASSIGNS THE RIGHT TO USE, REPRODUCE, MODIFY, PERFORM, DISPLAY, DISTRIBUTE, AND OTHERWISE DISCLOSE TO THIRD PARTIES ANY SUCH MATERIAL FOR ANY PURPOSE, INCLUDING FOR MARKETING PURPOSES, IN ACCORDANCE WITH OUR PRIVACY POLICY AND YOUR ACCOUNT SETTINGS.
YOU REPRESENT AND WARRANT THAT:
❖ YOU OWN OR CONTROL ALL RIGHTS IN AND TO YOUR USER SUBMISSIONS AND HAVE THE RIGHT TO GRANT THE LICENSE, AS PREVIOUSLY STATED ABOVE, TO US, OUR AFFILIATES, AND SERVICE PROVIDERS, AS WELL AS EACH OF THEIR AND OUR RESPECTIVE LICENSEES, SUCCESSORS, AND ASSIGNS.
❖ ALL OF YOUR USER SUBMISSIONS DO AND WILL COMPLY WITH THESE TERMS OF SERVICE.
YOU UNDERSTAND AND ACKNOWLEDGE THAT YOU ARE RESPONSIBLE FOR ANY USER SUBMISSIONS YOU SUBMIT OR CONTRIBUTE, AND YOU, NOT UNBANKED | ONE WORLD PROJECT LTD, HAVE FULL RESPONSIBILITY FOR SUCH CONTENT, INCLUDING ITS LEGALITY, RELIABILITY, ACCURACY, AND APPROPRIATENESS.
WE ARE NOT RESPONSIBLE OR LIABLE TO ANY THIRD PARTY FOR THE CONTENT OR ACCURACY OF ANY USER SUBMISSIONS POSTED BY YOU OR ANY OTHER USER OF THE SERVICES.
